California benefits & incentives

Explore programs that could save you money

Enter your ZIP code to see state and local programs that may be available where you live, browse the full directory, or answer a few questions to check what may apply to your household. This is not a complete list of every California benefit.

Current programs
107
Categories
9
Verified
September 2026

Find benefits available where you live

Enter your ZIP code to find state and local programs that may be available in your area.

We'll show programs matched to your ZIP, city, or county, plus statewide California programs. This is not a complete list.

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Showing 26 of 107 programs

  • LAHD Handyworker

    by Los Angeles Housing Department

    HousingStatus: Active

    Up to $5,000 in no-cost modifications or repairs for qualifying City of Los Angeles homeowners.

    Up to $5,000

    Available in Los Angeles

    Last verified Sep 7, 2026

    View program
  • CalHFA MyHome Assistance Program

    by California Housing Finance Agency

    HousingStatus: Active

    A deferred junior loan for down payment and closing costs through a CalHFA-approved lender.

    Repayable financing

    Repayable — not free savings

    Statewide in California

    Last verified Sep 6, 2026

    View program
  • California Property Tax Postponement

    by California State Controller

    HousingStatus: Upcoming

    A repayable deferral of current-year property taxes for eligible senior, blind, or disabled homeowners.

    Repayable financing

    Repayable — not free savings

    Statewide in California

    Last verified Sep 6, 2026

    View program
  • HousingStatus: Active

    Deferred 5% emergency repair loans for owner-occupants in the City of Monterey.

    Repayable financing

    Repayable — not free savings

    Available in Monterey

    Last verified Sep 6, 2026

    View program
  • HousingStatus: Active

    0% loans up to $75,000 and emergency grants up to $5,000 for eligible City of Napa owners.

    Financing $5,000 to $75,000

    Repayable — not free savings

    Available in Napa

    Last verified Sep 6, 2026

    View program
  • GSFA Assist-to-Own

    by Golden State Finance Authority

    HousingStatus: Active

    Deferred 0% second-mortgage help for people employed by a GSFA member county.

    Repayable financing

    Repayable — not free savings

    Statewide in California

    Last verified Sep 6, 2026

    View program
  • GSFA Platinum Down Payment Assistance

    by Golden State Finance Authority

    HousingStatus: Active

    A second-mortgage down-payment product through GSFA participating lenders. First-time buyer status is not required.

    Repayable financing

    Repayable — not free savings

    Statewide in California

    Last verified Sep 6, 2026

    View program
  • Homeowners’ Property Tax Exemption

    by California State Board of Equalization

    HousingStatus: Active

    A $7,000 reduction in taxable value for an owner-occupied principal residence.

    From $70

    Statewide in California

    Last verified Sep 6, 2026

    View program
  • Kings County First-Time Homebuyer Program

    by Kings County Community Development Agency

    HousingStatus: Active

    Deferred gap financing for qualified first-time buyers in unincorporated Kings County.

    Repayable financing

    Repayable — not free savings

    Available in Kings County

    Last verified Sep 6, 2026

    View program
  • Kings County Housing Rehabilitation Program

    by Kings County Community Development Agency

    HousingStatus: Active

    Rehabilitation assistance for eligible Kings County homeowners.

    Repayable financing

    Repayable — not free savings

    Available in Kings County

    Last verified Sep 6, 2026

    View program
  • LACDA Handyworker Program

    by Los Angeles County Development Authority

    HousingStatus: Active

    Grants up to $9,000 for eligible owner-occupants in specified unincorporated districts.

    Up to $9,000

    Available in Los Angeles County

    Last verified Sep 6, 2026

    View program
  • LACDA Home Ownership Program

    by Los Angeles County Development Authority

    HousingStatus: Active

    A 0% deferred loan of up to $100,000 or 20% of the price, through a HOP lender only.

    Financing up to $100,000

    Repayable — not free savings

    Available in Los Angeles County

    Last verified Sep 6, 2026

    View program
  • LACDA Senior Grant Program

    by Los Angeles County Development Authority

    HousingStatus: Active

    Grants up to $20,000 for mobility and functionality repairs for seniors 62 and older.

    Up to $20,000

    Available in Los Angeles County

    Last verified Sep 6, 2026

    View program
  • Los Angeles County Greenline Home Program

    by Los Angeles County Department of Consumer and Business Affairs

    HousingStatus: Active

    A $35,000 down-payment or closing-cost grant for eligible first-time buyers in Los Angeles County.

    Up to $35,000

    Available in Los Angeles County

    Last verified Sep 6, 2026

    View program
  • Los Angeles Low Income Purchase Assistance

    by Los Angeles Housing Department

    HousingStatus: Active

    A deferred shared-appreciation loan of up to $161,000 for first-time buyers in the City of Los Angeles.

    Financing up to $161,000

    Repayable — not free savings

    Available in Los Angeles

    Last verified Sep 6, 2026

    View program
  • Los Angeles Moderate Income Purchase Assistance

    by Los Angeles Housing Department

    HousingStatus: Active

    Subordinate purchase assistance for moderate-income first-time buyers in the City of Los Angeles.

    Repayable financing

    Repayable — not free savings

    Available in Los Angeles

    Last verified Sep 6, 2026

    View program
  • HousingStatus: Active

    A $50,000 deferred down-payment loan for eligible Nevada County buyers.

    Financing up to $50,000

    Repayable — not free savings

    Available in Nevada County

    Last verified Sep 6, 2026

    View program
  • HousingStatus: Active

    Down-payment help of up to 16% of the purchase price in exchange for a workforce deed restriction in eastern Placer County.

    Up to 16% of the purchase price toward a down payment

    Available in Placer County

    Last verified Sep 6, 2026

    View program
  • ReCoverCA Homeowner Rehabilitation

    by California Department of Housing and Community Development

    HousingStatus: Active

    Help for eligible homeowners to repair or rebuild homes damaged in the 2023 and 2024 severe storms.

    From $8,000

    Available in San Benito County, Santa Cruz County, Tulare County, Tuolumne County, San Diego County, and Monterey County

    Last verified Sep 6, 2026

    View program
  • San Mateo County Employee Down Payment Assistance

    by County of San Mateo Department of Housing

    HousingStatus: Active

    A $100,000 second mortgage for eligible County or housing-authority employees, awarded by quarterly lottery.

    Financing $100,000 to $105,000

    Repayable — not free savings

    Available in San Mateo County

    Last verified Sep 6, 2026

    View program
  • Stanislaus County Housing Rehabilitation Program

    by Stanislaus County / Housing Authority of the County of Stanislaus

    HousingStatus: Active

    Grants and low-interest loans for income-eligible homeowners to fix health-and-safety problems.

    Repayable financing

    Repayable — not free savings

    Available in Stanislaus County

    Last verified Sep 6, 2026

    View program
  • Tuolumne County First-Time Homebuyer Program

    by Tuolumne County Housing Division

    HousingStatus: Active

    Income-qualified first-time buyer assistance administered by the county housing division.

    Repayable financing

    Repayable — not free savings

    Available in Tuolumne County

    Last verified Sep 6, 2026

    View program
  • HousingStatus: Active

    Very-low-income rural homeowners can get a 1% repair loan and, if age 62 or older, a grant.

    Financing up to $50,000

    Repayable — not free savings

    Statewide in California

    Last verified Sep 6, 2026

    View program

Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.