ReCoverCA Homeowner Rehabilitation
by California Department of Housing and Community Development
Help for eligible homeowners to repair or rebuild homes damaged in the 2023 and 2024 severe storms.
Potential forgivable loan
From $8,000
One-time
What you can get
Repair or rebuild assistance for eligible disaster-damaged homes
From $8,000 in potential benefit
Published range: $8,000 to not stated
HCD’s page stated the application period is open and funding is limited. Eligible 2023 storm areas include Monterey, San Benito, Santa Cruz, Tulare, Tuolumne, and the Hoopa Valley Indian Reservation; 2024 storms include San Diego County. Damage generally must be at least $8,000. Income generally must be at or below 120% AMI. This is disaster rehabilitation, not a market-rate loan shopper product.
Overview
Help for eligible homeowners to repair or rebuild homes damaged in the 2023 and 2024 severe storms.
Who may qualify
- You must own and occupy the home.
- Homeowner programs require ownership.
Location / service area
Available in Santa Cruz County, Monterey County, San Benito County, San Diego County, Tulare County, and Tuolumne County
How to apply
Use the official application or program page. Confirm current instructions with the administrator before you apply.
Preapproval required
Important things to know
Last verified: Sep 6, 2026 · Confidence: High
Official sources
Not sure what you qualify for?
Check your eligibility. We’ll compare your answers with published program rules.
Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.