Los Angeles Low Income Purchase Assistance
by Los Angeles Housing Department
A deferred shared-appreciation loan of up to $161,000 for first-time buyers in the City of Los Angeles.
Potential loan amount
Up to $161,000
One-time
Repayable — not free savings
What you can get
Deferred loan up to $161,000
Financing up to $161,000. Repayable — not free savings.
Published range: not stated to $161,000 (financing amount)
LIPA reservations are limited. The official page (modified August 18, 2026) listed later 2026 reservation windows and a maximum purchase price of $956,465. Income generally must be at or below 80% AMI. Apply only through an LAHD participating lender.
Overview
A deferred shared-appreciation loan of up to $161,000 for first-time buyers in the City of Los Angeles.
Who may qualify
- These down-payment programs are for buyers who do not already own the home they are purchasing.
Location / service area
Available in Los Angeles
How to apply
Use the official application or program page. Confirm current instructions with the administrator before you apply.
Preapproval required
Important things to know
Last verified: Sep 6, 2026 · Confidence: High
Official sources
Not sure what you qualify for?
Check your eligibility. We’ll compare your answers with published program rules.
Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.