San Mateo County Employee Down Payment Assistance
by County of San Mateo Department of Housing
A $100,000 second mortgage for eligible County or housing-authority employees, awarded by quarterly lottery.
Potential loan amount
$100,000–$105,000
One-time
Repayable — not free savings
What you can get
$100,000 second mortgage, plus a possible $5,000 moving grant
Financing $100,000 to $105,000. Repayable — not free savings.
Published range: $100,000 to $105,000 (financing amount)
Applicants must be full-time permanent County or HACSM employees for at least 18 months and cannot already own in San Mateo County. The next drawing published at verification was September 22, 2026. This is an employee program, not general public DPA.
Overview
A $100,000 second mortgage for eligible County or housing-authority employees, awarded by quarterly lottery.
Who may qualify
- These down-payment programs are for buyers who do not already own the home they are purchasing.
Location / service area
Available in San Mateo County
How to apply
Use the official application or program page. Confirm current instructions with the administrator before you apply.
Preapproval required
Important things to know
Last verified: Sep 6, 2026 · Confidence: High
Official sources
Not sure what you qualify for?
Check your eligibility. We’ll compare your answers with published program rules.
Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.