LACDA Home Ownership Program
by Los Angeles County Development Authority
A 0% deferred loan of up to $100,000 or 20% of the price, through a HOP lender only.
Potential loan amount
Up to $100,000
One-time
Repayable — not free savings
What you can get
Deferred loan up to $100,000 or 20% of the purchase price
Financing up to $100,000. Repayable — not free savings.
Published range: not stated to $100,000 (financing amount)
Only a HOP participating lender can submit an application. Assistance is the lesser of $100,000 or 20% of purchase price. First-time buyers (no ownership in the last three years) must owner-occupy a home in unincorporated Los Angeles County or a participating city. This is repayable deferred financing.
Overview
A 0% deferred loan of up to $100,000 or 20% of the price, through a HOP lender only.
Who may qualify
- These down-payment programs are for buyers who do not already own the home they are purchasing.
Location / service area
Available in Los Angeles County
How to apply
Use the official application or program page. Confirm current instructions with the administrator before you apply.
Preapproval required
Important things to know
Last verified: Sep 6, 2026 · Confidence: High
Official sources
Not sure what you qualify for?
Check your eligibility. We’ll compare your answers with published program rules.
Eligibility is based on published program information and the details you provide. Program rules, funding and availability can change. Always confirm eligibility with the official program administrator.